Health insurance for nomads: what nobody tells you
Differences between travel insurance and international health insurance, and how to choose based on your age and destinations.
One of the most common questions in the Zabeler community is: "what health insurance should I get?". The short answer is: it depends on how long you are away and where you go.\n\n## Travel insurance vs. international health insurance\n\nTravel insurance covers emergencies, repatriation and short trips. If you are abroad for more than three months, you need international health insurance with continuous coverage.\n\n## Care in-country vs. global care\n\nSome insurers require you to use their hospital network. Others reimburse costs at any private centre. Read the conditions before you travel.\n\n## The age factor\n\nFrom a certain age, many insurers raise prices or exclude pre-existing conditions. Buy in advance and declare everything they ask for.\n\n## Conclusion\n\nDo not choose the cheapest insurance. Choose the one that lets you sleep soundly if something happens at 3 a.m. on another continent.